I am a middle age woman, was in an accident last year and absolutely can not even do the things I use to do. I can’t even go shopping for 45 minutes without being in pain. Yes we have gone to a lawyer, and I was offered one settlement, told the lawyer to tell them NO. Now I have went back to the doctor and my back is messed up either to the point where physical therapy is my best and temporary means and the worst case scenerio is back surgery which I do not want at all. How do you put a price on the suffering to make a settlement?