I work full time for my company, but part-time in one postition and part-time in another still makes me a part-time employee and ineligible for benefits. I make a little too much for medicaid, but not enough to buy a plan that covers me. I lost my last health insurance 2 years ago when I lost my old job while I was having surgeries on my hand to fix a bone defect. My problem is now that I’m having a lot of problems with my hand and will need another surgery to fix the problem. I can’t afford to pay 30k for it and no doctor will do it because it’s “not an emergency” eventhough I’m in pain. I know that I’ll have to be insured for a year before it will cover a pre exhisting. The hospital turned me down for any type assistance, and even if it did I the doctors are all seperate so I’m still in a lot of debt plus physical therapy is expensive.
What can I do?