So I recently went back to the dentist for the first time in a long time, and as I figured, I have a lot of work to be done.
I need a root canal, two crowns, a filling, and a jaw surgery/physical therapy because of my bite being really messed up and causing me to have migraines. I’m really excited that after 12 years of headaches I have a cause for it all, and can have it corrected. I have an infection in my jaw, which I am finishing up antibiotics for now. I have an appointment on Friday to get the root canal done. That’s going to cost us $1200, since it is so far gone, and has been broken for about 4 years now.
I also have crooked teeth, and have been planning to get Lumineers, and I have already gotten 2 consultations and I am a good candidate for them. My dentist is a cosmetic dentist who also does general dentistry, and since I am having a few thousand in other work done, he offered me 2 free Lumineers to have the procedure done. My issue is that either way, I have to get the work financed–and it needs to be done, or I will end up with an even worse infection than I already have, and be in so much pain, again.
Now here’s where the tricky part comes in. My husband is in the Marine Corps, and he is currently deployed. I got to talk to him for a few minutes, and told him about the root canal, but the phone was cut off before I was able to tell him about the rest. I told him it was a few thousand and it would be financed in our names. He said to make sure what the payment would be and that we could afford it. I’m just going back and forth with it because I did not get the chance to tell him about the Lumineers… But if I do the rest now and the Lumineers later, I won’t get the 2 free ones, plus I will have to have 2 loans financed for it, instead of all at one shot, so it will be 2 payments, and about 2400$ more. We can afford the payments, as he just got a promotion and military’s yearly pay and BAH raise, and I also work for a pharmacy.
I really want to surprise him with having my teeth done and them be all pretty when I finally get to see him again in March. But I’m not sure if that’s the right thing to do. I only have until Friday to finance it, and I’m not sure when I will be able to talk to him again. I can’t reschedule the appointment because of the infection.. It has to be done the day I finish antibiotics, otherwise I’ll have to keep getting more antibiotics, and that’s not so good for you.
So I’m stuck. I don’t want to make him upset.. And I do plan to pay it out of my own paycheck, it will just be jointly financed in both our names (like our cars are)…. And I really want to surprise him and get it done. And I want it done for myself. It’s been forever that I wanted nice teeth and my family never had the money, plus my parents were meth heads. Any advice?? I’m so torn!
Posts Tagged Without
i got hit in football and got nerve damage in my right shoulder and ive been going ot physical therapy but its not working so is there a way to fix it without going to physical therapy???
HELP ME IF U CAN!
I am a 34 year-old California resident. Back in the beginning of January, my son and I were hit while waiting at a stoplight. We were hit pretty hard – my vehicle was actually attached to the vehicle in front of me as a result of the impact. The person that hit us turned out to be under the influence of alcohol. There was a police report done, and the “drunk” individual was cited (in addition, this person actually left the scene of the accident – but was later found since the person in front of me took down the license plate). Thankfully, the person that hit us has insurance.
In January, I spoke with the insurance adjuster of the person that hit us – since there was no question that their insured was at fault, they accepted liability. The adjuster explained that after my son and I complete our medical treatment, they would make a settlement offer.
My insurance company initially paid for the repairs of my vehicle, but was reimbursed by the at-fault party’s insurance. Total vehicle repair came to $14,200.
In the accident, my son’s neck and shoulder were injured. He had a couple of medical visits and missed several days of school due to pain. Thankfully, he is currently not experiencing any pain now.
My neck and shoulder were also injured in the accident. However, my injuries were more severe than my son’s. Over the past nine months, I have had 4 1/2 months of physical therapy, cortisone injections, and medications with the pain not improving. Since conservative treatment was not successful, I recently had surgery to correct the impingement in my shoulder. I am currently continuing physical therapy.
Since the accident, I have missed time from work and have incurred out of pocket medical expenses (co-pays, prescription co-pays). The total so far for time off of work (Sick Leave, Vacation, Unpaid) plus out of pocket expenses is around $7500. And, the medical bills I would estimate around $25,000 – $35,000 (including the surgery/anesthesia bill). However, this is just an estimate – as I am still continuing physical therapy and will attend additional medical visits as needed.
I do not have an attorney, and am hoping it will not be necessary to retain one.
I thought I would give a little background leading up to my question. A co-worker of mine mentioned that she didn’t think my settlement offer would include an amount for Pain & Suffering since I do not have an attorney, and am not going through the courts to settle my claim. I was under the impression that my settlement would include time off from work & reimbursements in addition to an amount for pain & suffering. I do realize that every claim is different, and handled by a case by case basis. And, I understand that there really isn’t any “standard” amount I can expect to receive. However, when it comes time to negotiate a settlement, I was hoping to know what a fair estimate would be? And what the settlement will include – including an amount for pain & suffering? (Believe me, this whole experience has made my son and suffer in so many ways – physically, emotionally, and financially).
Does anyone have experience with this type of situation? Any advice / information would be greatly appreciated!
Thanks!
I am a 34 year-old California resident. Back in the beginning of January, my son and I were hit while waiting at a stoplight. We were hit pretty hard – my vehicle was actually attached to the vehicle in front of me as a result of the impact. The person that hit us turned out to be under the influence of alcohol. There was a police report done, and the “drunk” individual was cited (in addition, this person actually left the scene of the accident – but was later found since the person in front of me took down the license plate). Thankfully, the person that hit us has insurance.
In January, I spoke with the insurance adjuster of the person that hit us – since there was no question that their insured was at fault, they accepted liability. The adjuster explained that after my son and I complete our medical treatment, they would make a settlement offer.
My insurance company initially paid for the repairs of my vehicle, but was reimbursed by the at-fault party’s insurance. Total vehicle repair came to $14,200.
In the accident, my son’s neck and shoulder were injured. He had a couple of medical visits and missed several days of school due to pain. Thankfully, he is currently not experiencing any pain now.
My neck and shoulder were also injured in the accident. However, my injuries were more severe than my son’s. Over the past nine months, I have had 4 1/2 months of physical therapy, cortisone injections, and medications with the pain not improving. Since conservative treatment was not successful, I recently had surgery to correct the impingement in my shoulder. I am currently continuing physical therapy.
Since the accident, I have missed time from work and have incurred out of pocket medical expenses (co-pays, prescription co-pays). The total so far for time off of work (Sick Leave, Vacation, Unpaid) plus out of pocket expenses is around $7500. And, the medical bills I would estimate around $25,000 – $35,000 (including the surgery/anesthesia bill). However, this is just an estimate – as I am still continuing physical therapy and will attend additional medical visits as needed.
I do not have an attorney, and am hoping it will not be necessary to retain one.
I thought I would give a little background leading up to my question. A co-worker of mine mentioned that she didn’t think my settlement offer would include an amount for Pain & Suffering since I do not have an attorney, and am not going through the courts to settle my claim. I was under the impression that my settlement would include time off from work & reimbursements in addition to an amount for pain & suffering. I do realize that every claim is different, and handled by a case by case basis. And, I understand that there really isn’t any “standard” amount I can expect to receive. However, when it comes time to negotiate a settlement, I was hoping to know what a fair estimate would be? And what the settlement will include – including an amount for pain & suffering? (Believe me, this whole experience has made my son and suffer in so many ways – physically, emotionally, and financially).
Does anyone have experience with this type of situation? Any advice / information would be greatly appreciated!
Thanks!
I know you can get an associates degree to become a PTA and that to become a Physical Therapist you have to go many more years but is there an in between? Can you expand on your pta degree?
My father was given the drug when in physical rehab so he ouldn’t need to get up to pee at night. He remained on the drug when transferred to assisted living and a new doctor. recently, I put 2 and 2 together and realized his prostate was removed 20 years ago and Flomax is designed for a swollen prostate…is there anyone who can confirm this drug wouldn’t be of much help to his having to pee at night?
Alcohol, food, sex, gambling, drugs, shopping etc! Is it human nature to be addicted to something? Is it more of a psychological issue than a physical issue. Smokers say nicotine leaves the blood stream within 48 hours but they can still crave a cigarette years later? Why? Did Mel Smith have a codeine addiction and how do people beat it?
I recently was diagnosed with a small tumor in my spinal chord. The surgery went great, but the recovery is predicted to be exceedingly painful. Its been a week and I’m so sensitive on my neck a few strands of hair that slipped out of my ponytail left me near tears. I’m off IV meds completely, and start therapy soon. The only way to deal with the hypersensitivity is desensitization therapy…and pain meds supposedly defeat the purpose. I’m taking things to calm the nerves donw my doctor gave me but since I’m only 14 they can’t be that strong and treat the cause not the symptom and don’t start kicking in till a week from now. How can I deal with this best? Any techniques or tips at all would help! I’m sure the therapist will have suggestions but I’m nervous and would like more information of my own.
I have a problem with my shoulder/collarbone. Does anyone know I can see a physical therapist without insurance??
Preferably MA or NH